Sensex

Monday, November 30, 2009

[Technical-Investor] Pan-Asia: 2010 Outlook - CITIGROUP

 

Pan-Asia: 2010 Outlook CITIGROUP

2010: Back to Stock Picking

27 November 2009

 

Aditya Narain

+91-22-6631-9879

aditya.narain@citi.com

 

Tirthankar Patnaik

+91-22-6631-9887

tirthankar.patnaik @citi.com

 

Economic Cruise—Watch Out for the 'Rate-Berg'

 

Market outlook — We believe India is getting the platform right: a) Growth is

back, and is fairly broad-based, b) Policy measures are beginning to come

through, c) The fiscal shows signs of stabilising, and the Government

appears cognizant of the risks on hand, and d) The RBI has signalled the

exit from easy monetary policy. While this mix will support stronger and

steadier growth, the unwinding of fiscal and monetary risks will likely hold

back a retracement to peak growth levels or to aggressive valuations. We see

the market settling at long-term average valuations – for a Sensex range of

15,000-16,000 – before it commences on a sharper growth trajectory.

 

Key positive themes for 2010 — a) Rising and broad-based urban

consumption, b) Government-driven rural and social sector thrust, c)

Investment momentum, and d) Government policy aggression: Divestment,

and quicker implementation.

 

Key negative themes for 2010 — a) Rising interest rates, regulator-driven,

on account of rising inflation risks, b) Increased Government borrowing

squeezing liquidity and constraining fiscal spend, and c) Monsoon impact on

agri and related parts of the economy being more severe than has been

factored in.

 

Sector winners We would be a little more defensive: a) IT – we expect a

demand pick-up, b) Pharma – defensive, business in decent shape, c) Autos

and retail – catch the urban consumption pick-up, d) Energy sector –

refiners & gas, and e) Telecoms – The bad news is largely in.

 

Sector losers — Interest rate cyclicals: a) Banks and financial services, b)

Real estate, and c) Materials (cement). The penny still needs to drop – and

when it does, that's the time to catch it.

 

 

 

Is it a platform, or a springboard, for growth? India's economy never did dip

deep – and it has come out pretty strong, clearly suggesting that it caught a

chill rather than a flu. So, is the patient still convalescing, or is it out of bed

and pumping iron? We believe the patient is up and about, but that it has not

yet regained full vigour.

 

Risk appetite is a little dimmed, fiscal flexibility is a little reduced, and interest

rates are only going in one direction. Still, India appears well-positioned to go

for growth—the risk is that the market's expectations for the pace of that

growth will be disappointed.

 

The investment cycle has stabilized – the capital market cycle has helped and

will remain a key driver. Urban consumption has kicked in with a vengeance,

but rural remains a risk because of the monsoon. And while hopes are high

(perhaps too high), the data remains weak and is in need of an uplift from

more decisive Government action – such as divesting state-owned assets, and

in a determined and speedy fashion.

 

In short, there's a fair amount of good happening in the economy – the pick-up

is relatively broad-based and balanced and, unlike in 2007, the recovery

should be reasonable rather than breakneck (and thus more sustainable).

 

It does not come free − But the rapid return to reasonable growth has come at

a cost – the fiscal deficit has jumped on an already high leverage that the

Government carries, and easy money raises the spectre of inflation (13% only

18 months ago). These factors, individually and collectively, betoken higher

interest rates, possibly ahead of peer nations. Equity markets are undoubtedly

pricing in some of this overhang – and the risks to the still-stabilising economic

recovery – but we probably won't know how accurately until early to mid 2010.

 

Leading into 2010, we would be a little defensive in constructing a portfolio –

not too squeamish, mind, but prepared to keep some powder dry until the rate

and fiscal risks play out. That opportunity should present itself in the first half

of 2010, in our view. A re-run of 2009 is not likely, however − the upcoming

opportunity will be more nuanced and the gains will be smaller. But it will be

an opportunity nonetheless, and it will be worth waiting for any near-term falls

to maximize the returns. In any case, on a longer return horizon, the economic

revival would overwhelm near-term rate risks.

 

Buy what sells − We expect demand in India to be solid in 2010 and beyond,

but that it will be harder to find than in the booming 2003-2008 years. And we

believe the market will be prepared to pay for it (and that businesses will make

profits on it – unlike in 2003-08). So, the themes we believe will play out are:

a) Urban consumption – the fear is gone, lifestyle upgrades are unlikely to be

reversed (for the most part), and hey, the job market appears to have opened

up, too, and b) IT services demand – the World's corporates have not invested

for a few years: the ones who have survived, and there are many, would emerge

from their shells and get on with life, resulting in more aggressive outsourcing.

We also believe the Government will continue to invest into the rural and social

sectors – some will be in the form of handouts, but there should be enough

physical investment and infrastructure creation to provide a sustained

opportunity for investment, monsoon risks notwithstanding.

 

Sell what borrows − We believe the rate risk is being underestimated – not

necessarily in its possible impact (which we think will be only moderate for the

real world) but by recent sector performance, in which rate-cyclicals have

moved up (as if rising rates drive up stock prices, rather than push them

down). This outperformance of the banks (most clearly) and real-estate

developers (to a lesser extent) will be the very reason for their

underperformance in the more immediate term, in our view.

 

 

 

 

-Citigroup Global Markets

Citi Investment Research & Analysis is a division of Citigroup Global Markets Inc. (the "Firm"), which does and seeks to do business with companies covered in its research reports.

As a result, investors should be aware that the Firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a

single factor in making their investment decision.

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